Today’s families are living in an age where technology plays a major role. One can expect to encounter different options when it comes to choosing a cable provider. In the paragraphs to come, we will discuss the Cable Communications Act of 1984. Fair Credit Reporting Act, 1970 will also be discussed when answering the question what were the advances in information technology that resulted in new ethical issues necessitating the creation of each act.
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The Cable Communication Act of 1984, at the time; was a new law that attempted to balance the friction between the FCC and the local government. Prior to this Act being introduced they were a constant struggle between both parties for dominance in the cable industry. This act were supposed to solve the previous ongoing problem of who, or what, should be able to exercise the most power over local cable operations. In other words what this act did was establish regulations for cable companies to follow. This meant that no individual cable company was exempt from the standard set forth by The Cable Communications Act.
The act also protected cable operators from unfair denials of renewals from the different franchises. What was discovered by all when the smoke settles was that the act reduced any unnecessary regulation that could have very well brought about excessive burden on cable system. When talking about unnecessary burden, one mind may very well run on their Credit reports. The Fair Credit Reporting Act, 1970 (FCRA) was enacted to promote accuracy, fairness, and to protect ones personal information gathered by Credit Reporting Agencies.
The advances in information technology that resulted in new ethical issues necessitating the creation of the FCRA, is today’s society has various access to their own and others personal information right from home. Prior to the FCRA, there was wide spread abuse in the credit reporting industry. Individual’s personal information was being sold to various companies, such as insurers and employers. This reports led to many being denied services and various opportunity to advance. It was found that not only was many of the information untrue that was being reported, the information being reported was also fabricated.
To make matters worse, it was discovered that individual’s lifestyles, sexual orientation, material status and many other personal information was being collected and sold to the highest bidder. After years of different legislation by many in congress The Fair Credit Reporting Act, 1974 was passed. The FCRA limits the use of your individual credit reports to only certain purpose. It also affords individuals a private right of action than can be pursued in federal or state court against many credit Reporting Agencies reporting false information.
